FRIENDS PROVIDENT associated with Crewise.com

There are only a few weeks left in the 2006 / 2007 tax year to make the most of your Individual Savings Account (ISA) allowance.

If you have money to invest there are many options available to you. An ISA enables you to invest your money free from personal income and capital gains tax up to the ISA allowance.

The Friends Provident ISA aims to increase the value of your investment over the longer term, free of personal tax, in a range of investment funds to suit your needs. You can also take regular withdrawals.

You can invest a lump sum payment of £4000 into our stocks and shares mini ISA or between £4000 and £7000 in our stocks and shares maxi ISA. You can also transfer the value of another ISA to us. An ISA should be seen as an investment for at least five years, although you can cash it in at any time.

For further information please call us on 0800 00 00 80 quoting ‘V29’ (calls may be recorded and/or regularly monitored). This line is open from 8am to 8pm, Monday to Friday.

The value of a FRIENDS® ISA is not guaranteed and can go up and down depending on investment performance. You could get back less than you have paid in. Tax rules may change.

We cannot give financial advice on investments. If you want advice on whether this plan is suitable for you, please contact an independent financial adviser.